NOTE:

• Prime Lending Rate is used as the basis for the determination of interest rate charged by the Bank to debtors. Prime Lending Rate does not take into account the estimated risk premium component, that depends on Bank’s assessment of the risk of each debtor or group of debtor. Therefore, the interest rate charged to debtors may not equal to prime lending rate.
• The non-mortgage consumer loan excluded credit card and personal loan.
• Prime Lending Rate information prevailing is available in any office of the Bank and/or Bank’s website at anytime.
• Non-Mortgage consumer loan listed above is pensioner’s lending.